Policy Warranties & Conditions: RCV vs. ACV


UBC Robson Square, 800 Robson Street, Room C680 - HSBC Classroom, Vancouver, BC, V6Z 3B7 [Map]
Date and Time: March 14, 2018 8:45am - 12:00pm PST


Insurance should provide peace of mind, but what happens when there is a condition or warranty breach or a dispute of values? Join our legal professionals as they explore factors that affect claims payouts: "unjust & unreasonable" policy conditions and replacement cost vs. actual cash values.

Previous court rulings will be used to demonstrate how conditions and warranties can protect an insurer's risk exposure and when it cannot.


  • Recognize the purpose of conditions & warranties
  • Review relevant sections of the Insurance Act related to treating breaches of conditions & warranties
  • Understand requirements for relief from forfeiture
  • Define ACV and compare it to other valuations
  • Explain RCV qualifiers and 3rd party quantifiers
  • SEMINAR PRESENTERS ~ from Bilkey Law Corporation

    David Bilkey, Q.C., Partner
    David is an industry leader with a reputation for innovation in the delivery of service to insurers and their insureds. He is an experienced trial and appellate counsel, having argued more than 200 court cases. David has published numerous articles on insurance law. In his spare time, David is a professor of insurance law at the Thompson Rivers University Law School.

    Charlotte Manning, Associate
    Originally from Vancouver Island, Charlotte graduated as a member of the inaugural class of Thompson Rivers University Law, and knew early on that insurance law was her passion. Charlotte has experience in both provincial as well as Supreme Court matters with a particular interest in developing her practice in equine insurance related issues.

    Blair Driedger, Associate
    Blair joined Bilkey Law as a summer student in 2012 and now enjoys the diverse insurance litigation practice in his capacity as an associate. Blair has appeared in both provincial and supreme court and has a keen interest in developing an insurance practice in cyber and sports law. He earned his Juris Doctor at Thompson Rivers University in 2014.

    Number of Continuing Education Credits:
     3 Technical

    Registration Deadline: Monday, March 12

    The price for this seminar includes coffee service, light snacks and GST.

    If you have any questions or want to register a group, please contact Winnie Hon at 604.681.5491 ext.21 | 1.888.681.5491

    Cancellation Policy: No Refunds. Participant substitutions accepted 48 hours prior to seminar (substitute must be current member). IIBC reserves the right to cancel the seminar due to unforeseen circumstances. Should this occur, registration fees will be refunded.

    Manual Registration: Please download and complete our Manual Registration Form [pdf]  and return it via email toWinnie at whon@insuranceinstitute.ca

    Non-members: IIBC Membership Fee of $80 (expiring May 31, 2019) is applicable.  Please register manually.