Adjuster Licensing in Canada


Getting started

If you are already employed in the insurance industry, your employer should be able to provide you with information about adjuster licensing requirements. Your employer will also need to ensure you are licensed for the province(s) where you are serving your clientsnot just the province where you work or reside.

The Insurance Institute is here to help you

As your trusted source of insurance licensing education, we want to help you navigate through the complexities of provincial licensing.
Below is a handy table that contains the Insurance Institute study materials you need in each province to prepare you for your adjuster licensing exam.

Adjuster Tables
Province Level 1 Course Requirements Level 2 Course Requirements Level 3 Course Requirements Level 4 Course Requirements Level 5 Course Requirements Licensing Body (Regulator)
British Columbia OPTION 1: OPTION 2: OPTION 3: OPTION 4:
  • CIP or FCIP Designation
  • Licensed for five of preceding seven years of experience with three years as a Level 2 Adjuster
N/A N/A Insurance Council of BC
Alberta
Note: Northern & Southern have the same courses
N/A N/A Alberta Insurance Council (AIC)
Saskatchewan OPTION 1: OPTION 2: N/A N/A Insurance Councils of Saskatchewan (ICS)
Manitoba Qualifying exam through the Insurance Council of Manitoba OPTION 1: OPTION 2: And your choice of: Insurance Council of Manitoba
Nova Scotia C11: Principles and Practice of Insurance N/A Superintendent of Insurance
Newfoundland & Labrador C11: Principles and Practice of Insurance N/A Superintendent of Insurance
New Brunswick Must be supervised by a Level 3 Adjuster OPTION 1: OPTION 2: For a specialization in PROPERTY DAMAGE: For a specialization in AUTOMOBILE PHYSICAL DAMAGE: For a specialization in AUTOMOBILE ACCIDENT BENEFITS: For a specialization in BODILY INJURY: Please note: Within 36 months after your Level 2 licence is issued, you need to acquire 24 months of work experience in claims adjusting. Please be aware that any experience acquired before the Level 2 licence was issued will not count for the purpose of this subsection N/A N/A Superindendent of Insurance
 
Province Probationary Licence Full Adjuster's Licence Exams Licensing Body (Regulator)
Ontario
  • Letter of Authority
  • C11: Principles and Practice of Insurance
  • C12: Insurance on Property
  • C14: Automobile Insurance—Part 1
  • C110: Essentials of Loss Adjusting
  • C110: Essentials of Loss Adjusting
Please note: Complete the above four courses within 30 months
  • Probationary Licence requirements
  • C13: Insurance Against Liability—Part 1
  • C32: Bodily Injury Claims
  • C111: Advanced Loss Adjusting
  • C112: Practical Issues in Claims Management
Please note: Complete the above four courses within 30 months of receiving the Probationary Licence
  • Appeal for oral exam
  • Insurance Institute of Canada for CIP Courses
  • CIAA for oral exam
Financial Services Commission of Ontario
Prince Edward Island OPTION 1:
  • C11: Principles and Practice of Insurance
OPTION 2:
  • C81: General Insurance Essentials—Part 1
  • C82: General Insurance Essentials —Part 2
  • Level 1 requirements
  • C14: Automobile Insurance —Part 1
  • C32: Bodily Injury Claims
  • C110: Essentials of Loss Adjusting
  • C111: Advanced Loss Adjusting
Insurance Institute of Canada for CIP & GIE courses Superintendent of Insurance