Adjuster Licensing in Canada


Getting started

If you are already employed in the insurance industry, your employer should be able to provide you with information about adjuster licensing requirements. Your employer will also need to ensure you are licensed for the province(s) where you are serving your clientsnot just the province where you work or reside.

The Insurance Institute is here to help you

As your trusted source of insurance licensing education, we want to help you navigate through the complexities of provincial licensing.
Below is a handy table that contains the Insurance Institute study materials you need in each province to prepare you for your adjuster licensing exam.

Adjuster Tables
Province Level 1 Course Requirements Level 2 Course Requirements Level 3 Course Requirements Level 4 Course Requirements Level 5 Course Requirements Licensing Body (Regulator)
British Columbia OPTION 1: OPTION 2: OPTION 3: OPTION 4:
  • CIP or FCIP designation
  • Licensed for five of preceding seven years of experience with three years as a Level 2 Adjuster
N/A N/A Insurance Council of BC
Alberta
Note: Northern & Southern have the same courses
N/A N/A Alberta Insurance Council (AIC)
Saskatchewan OPTION 1: OPTION 2: N/A N/A Insurance Councils of Saskatchewan (ICS)
Manitoba Qualifying exam through the Insurance Council of Manitoba OPTION 1: OPTION 2: And your choice of: Insurance Council of Manitoba
Nova Scotia C11: Principles and Practice of Insurance N/A Superintendent of Insurance
Newfoundland & Labrador C11: Principles and Practice of Insurance N/A Superintendent of Insurance
New Brunswick Must be supervised by a Level 3 Adjuster OPTION 1: OPTION 2: For a specialization in PROPERTY DAMAGE: For a specialization in AUTOMOBILE PHYSICAL DAMAGE: For a specialization in AUTOMOBILE ACCIDENT BENEFITS: For a specialization in BODILY INJURY: Please note: Within 36 months after your Level 2 licence is issued, you need to acquire 24 months of work experience in claims adjusting. Please be aware that any experience acquired before the Level 2 licence was issued will not count for the purpose of this subsection N/A N/A Superindendent of Insurance
 
Province Probationary Licence Full Adjuster's Licence Exams Licensing Body (Regulator)
Ontario Please note: Complete the above four courses within 30 months Please note: Complete the above four courses within 30 months of receiving the Probationary Licence
  • Appeal for oral exam
Financial Services Commission of Ontario
Prince Edward Island OPTION 1: OPTION 2: Insurance Institute for CIP & GIE courses Superintendent of Insurance

 

Québec Requirements

Minimum Qualifications

• Diploma of Collegial Studies from Québec (DCS);
• Diploma of Collegial Studies (DCS) Insurance and Financial Advisory Services;
• Attestation of collegial studies in damage insurance recognized in an agreement entered into for that purpose between the AMF and a Québec college-level institution;
• Two university certificates of 30 credits each from a Canadian university;
• Bachelor’s degree, specialized graduate diploma (D.E.S.S.), Master’s degree or Doctoral degree from a Canadian university;
• Decision issued by the AMF recognizing a level of education equivalent to the Diploma of Collegial Studies;
• Comparative evaluation for studies done outside Québec issued by the ministère de l’Immigration et des Communautés culturelles du Québec, indicating a minimum of 13 years of studies;
• Secondary school diploma or equivalent level of education and a decision issued by the AMF recognizing at least three years of full-time work experience.

AMF Examinations

The AMF requires future professionals to pass the following examinations, based on the sector or sector class in which they plan to practice, in order to ensure they have the necessary skills to properly advise clients.

For the claims adjustment sector:

05-115
05-511
05-512
05-513

For the claims adjustment in personal lines damage insurance sector class:

05-115
05-511
05-512

For the claims adjustment in commercial lines damage insurance sector class:

05-115
05-512
05-513

An examination is valid for two years from the date passed. A failed exam may be rewritten three times.

Probationary Period

Once all examinations are passed, a probationary period must be completed. During this time, at least 28 hours of work a week must be completed, under supervision.
All examinations must be valid when beginning the probationary period, which extends for:
• 12 weeks for the claims adjustment sector;
• six weeks for the claims adjustment in personal lines damage insurance sector class; and
• six weeks for the claims adjustment in commercial lines damage insurance sector class.

Certification

• Must submit an application to the AMF before the examinations expire.
• If the examinations expire during the probationary period, the applicant has 30 days from the end of this period to apply.
• While the application is being processed and on receipt of a notice to this effect from the AMF, the probationary certificate will remain in effect for a maximum of 45 days as of the end of the probationary period.

Questions?

Contact us toll free at 1-866-362-8585 or get in touch with your local institute or chapter.