Registering for the OTL Exam

IMPORTANT: We're updating our OTL licensing study materials.

As of August 1, 2018, you’ll be studying from completely updated and enhanced licensing materials. Respected industry experts and adult learning specialists played key roles in this update. You’ll benefit from the latest, most relevant content that reflects important changes to the insurance industry.

EXAMS: For your best chance of success, please ensure you register for the exam that corresponds with your study materials. You'll be prompted when you register.

The Agents Licence (Other than Life) is regulated by the Financial Services Commission of Ontario (FSCO) and applicable to those employed by direct-response insurers. As per FSCO’s guidelines, candidates are not required to be sponsored to write the exam and have one year from the date of passing the exam to obtain a sponsor for the licence.

The OTL exam fee is $118 + HST (for each time you write) and must be paid for at time of registration.

To register, please complete the OTL exam registration form with your credit card information and fax it to (416) 362-8081, or you can mail the completed form with a company cheque (made out to the Insurance Institute of Ontario) to the Insurance Institute, 18 King Street East, 16th floor, Toronto, ON M5C 1C4, Attn: OTL Administrator. You will receive a receipt via email. Your receipt will also contain your exam confirmation information detailing the location, time and what to bring.

Exam Registration Form

Every effort will be made to accommodate students on their preferred date; however, registration is on a first-come, first-served basis. For exams occurring outside of Toronto, exam registration requests must be received no later than three (3) business days prior to the exam (see exam schedules below). For exams in Toronto, the request must be received no later than 10 a.m. on the business day prior to the exam. Unfortunately, late requests cannot be accommodated.

OTL Examinations

• You must obtain a minimum of 75% on the exam to pass.
• The exam is two (2) hours long and consists of 100 multiple-choice questions.
• There is no limit to the number of times a candidate may attempt the OTL exam. However, the exam fee must be paid for each attempt.
• On the day of the exam, please arrive prepared with a copy of your confirmation/receipt, a pencil, eraser, non-programmable calculator, and government-issued photo identification (e.g. passport, driver's licence or provincial identification card), excluding health cards.
• Students may enter up to 30 minutes after the exam commences; however, no additional time will be given. Any students arriving after that time will be required to reschedule.
• The complete OTL rules and regulations are available here.
• If you have further questions about the OTL exam, please contact

Exam Preparation

Please note, the OTL exam is based on the study material provided in the Ontario Agents Licensing Kit detailed above. To better prepare yourself for the success in the OTL exam, we recommend you purchase the kit and familiarize yourself with the materials in it.

Exam Schedules

OTL exams are held every Monday and Wednesday at 9 a.m., excluding Holidays.

Outside Toronto
OTL exams are typically held on the third Monday of every month. Please contact the GTA Chapter for specific schedules for the following: Hamilton, Kitchener, London, Ottawa, Owen Sound, Sault Ste. Marie, Sudbury, Thunder Bay and Timmins.

OTL Cancellation

The OTL examination fee is non-refundable. Students wishing to reschedule their Other Than Life (OTL) agent’s exam will be subject to an administration fee of $20 plus HST. Exam reschedules are permitted up until Noon on the day of the scheduled exam. Failure to appear for a scheduled OTL exam will result in a forfeiture of all exam fees.

Licensing Body: Financial Services Commission of Ontario (FSCO) 

The body that regulates insurance licensing in Ontario is FSCO (Financial Services Commission of Ontario). For lapsed licence reinstatement, licence interchangeability by province, or any other enquiries relating to licensing, please contact FSCO at 416-250-7250.

If you already have your CIP designation and your role now requires you to be licensed, you are able to obtain equivalencies. Please contact FSCO for more information.

Recognition towards the CIP program:

Upon successful completion of this licensing course, you may be eligible to apply to the Insurance Institute of Ontario to receive credit for C11: Principles and Practice of Insurance, one of the 10 courses in the CIP program.

Moving from another Province or Territory?
Equivalency exam information is available here.


Contact our Member Services Team or get in touch with your local Chapter manager.