How a person heats their home is an important
consideration in deciding whether to insure a risk and the premium charged.
Homeowners may choose to use
something to supplement their primary heat source during regular heating season
– such as a fireplace, wood burner, space or electric heaters, or solar heating.
These items are auxiliary heat sources, and they bring with them additional risk
exposures due to the many opportunities for error by the people using
Brokers: Learn what questions to ask to understand your
customer’s exposure and ultimately ensure the client is appropriately
Underwriters: Learn how to underwrite this exposure and manage your
Claims: Learn common losses associated with auxiliary heating and what
to look for during a claim
By the end of the seminar you will be able to:
Differentiate between primary heating sources and auxiliary
why insurers need to be made aware of auxiliary heating sources used by an
Describe each of the types of auxiliary heating.
insurers’ primary underwriting considerations for properties that use auxiliary
heat sources and discuss various questionnaires and inspection
Needham, FCIP, CRM President, MRD Consulting
For group rates of 3 or more, or if you need assistance with
- Prices below are for IIO Members. Fees noted
below do not include HST.
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Membership fee will be added to your cart.
- Sorry, no refunds. Credit notes issued only with
48 hour written notice
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guidelines, in order to be eligible for CE hours, you must be logged in with
for the entire duration of the session. Partial hours cannot be issued.
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in advance of the session. Please ensure that your contact information is
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