National and Local Councils

The CIP Society is the Professionals’ Division of the Insurance Institute, and as such, reports to the Institute’s Executive Committee and Board of Governors.

National CIP Society

The CIP Society is headed by a National Chair appointed by the Executive Committee. The chair invites 12 leading members, representing all sectors of the CIP Society membership, to participate on the National Council. The mandate of the Council is to provide development opportunities, new services and products for members of the Insurance Institute’s graduate community.

Institutes and Chapters

Institutes and chapters work in partnership with the CIP Society National Council to achieve common goals. To meet the needs of Society members at the local level, most institutes and chapters have set up CIP Society committees within their governance structure and host a number of events and continuing education seminars each year.

If you are interested in volunteering with the CIP Society, please take a look at our volunteer opportunities or contact your local institute and chapter to see how you can get involved.

Meet our Council

CIP Society Council memberMike Kosturik, BA, FCIP – Chair

Elected to Council: April 2014

Mike is a graduate of the University of Western Ontario, Economics, and “fell" into insurance when an underwriter position became available. He started in a trainee program at the Guardian Insurance Company, where 18 months were equally split between PL underwriting, CL underwriting and claims. Mike moved through progressively higher levels of underwriting roles, fairly evenly spent in both personal and commercial lines underwriting, in three locations in the GTA.

Mike was fortunate to have a maximum number of Fellowship course equivalents, and completed his FIIC one year after receiving his Associateship. He began into marketing and management roles, once leading an Ontario Facility Association Servicing Carrier unit, where opportunities to be involved in the full spectrum of an insurer's operation were present.

In the mid-nineties he moved to London, Ontario, and took on the role of Branch Manager for Guardian. Following that company's acquisition by ING in 1998, he moved up to Regional Commercial Manager and then Regional Branch Manager in southwestern Ontario.

Active in the local chapter with the Institute’s Ambassador Program, Mike has always encouraged newer staff in his company and in the industry to pursue their insurance education and knowledge wherever possible through the Institute.

In 2010, he returned to the GTA, and is now Regional Vice President at Intact Insurance. He increased his involvement with the Institute’s GTA chapter, joining the chapter’s Seminars Committee chairing it from 2014 through to 2016. Mike also joined the CIP Society National Council in 2014 as an Ontario representative. In 2017, he was elected National Chair of the CIP Society.

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CIP Society Council memberCari Donaldson, BAdmin, CPA, CA, CIA, CIP

Elected to Council: September 2015

Cari graduated from the University of Regina in 1997 and obtained her Chartered Accountant designation in 2000 after articling with KPMG. Cari joined Saskatchewan Government Insurance (SGI) in 2001 as an internal auditor. She has since held various management roles within the Auto Fund and Finance divisions of SGI, and is currently Vice President, Customer Insights, Experience & Distribution, in SGI’s Auto Fund division.

Cari has been involved in education as a sessional lecturer at the University of Regina with the Faculty of Business Administration, and as a facilitator and instructor for the CA School of Business. She also attended the national Canadian Institute of Chartered Accountants marking centre twice as a marker for the Uniform Final Examination. She received her Certified Internal Auditor designation in 2003 and her CIP designation in 2013.

Cari enjoys travelling and trying to keep up with her two teenage boys in various sports and outdoor pursuits.

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CIP Society Council memberDarcey Garrington, FCIP, CRM

Elected to Council: April 2019

Darcey started her career in the industry at a small broker firm in personal lines in 2003. In 2008 she joined Federated Insurance as a Commercial Underwriter, progressing to Field Underwriter in 2010, Senior Underwriter in 2013, Commercial Supervisor in 2014, and then most recently Commercial Underwriting Manager for Northern Alberta in 2017. Encouraged by the career opportunity and convinced that her leadership skills could provide a positive impact, Darcey accepted a new position as Commercial Underwriting Supervisor with Wawanesa Insurance in March 2019.

Having completed her CIP in 2008, CRM in 2013, and then FCIP in 2015, Darcey decided to pursue further education by obtaining her nutrition certification in 2017 and is actively working on her Management Liability Insurance Specialist (MLIS) certification through the Insurance Risk Management Institute (IRMI), as well as her Personal Training certification through the National Strength and Conditioning Association (NSCA).

Darcey enjoys resistance training, reading, and spending time with her two children and husband, often travelling east to Ontario and Nova Scotia to visit family. Darcey likes to support her local community through school and sports fundraisers, as well as charitable events such as Santa’s Anonymous.

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CIP Society Council memberAmanda Martin, BSc, CIP, CRM

Elected to Council: April 2018

Amanda is a graduate of Wilfred Laurier University and started her insurance career with Northbridge in their Trainee Program in 2011. She worked as an underwriter from 2012 to 2015, specializing in commercial insurance. At the beginning of 2016, she earned the responsibility of managing the Northbridge Small Business Department, which was a new initiative for the organization and has helped this department continue to grow and adapt with the Market Place. She completed her CIP in 2012, CRM in 2014 and is in the process of completing her FCIP.

Amanda is an active member within the industry, participating on the committee organizing the CIP Symposium for two years, as well as volunteering during WICC Gala events. She currently sits on the WICC Relay for Life committee and has attended this industry event for over 7 years. Outside the industry she is the Captain of her Dragon Boat team and loves to run, golf, and explore new places locally and abroad with friends and family.

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CIP Society Council memberSumita Nayee, BA (Hons), CIP

Elected to Council: April 2017

Sumita wanted to go to law school in the United Kingdom but at the time of her pursuit of this interest, it was made very clear by her professors that if she wanted to study law abroad she would have to re-take her law degree in Canada. So she decided to take a different approach in applying her passion for law by pursuing a career in insurance. She was one of those few people who chose a career in insurance, which started in 1998.

She started working in the sales department and while she was there, had her eye on working in the SIU department as she felt she could apply her legal background there. Her career journey has resulted in working in various departments including independent adjusting and commercial trucking casualty adjusting. She has spent most of her career in casualty. She landed here as it has been the most rewarding in applying her education and work experience.

Currently, she is a Team Manager in Casualty and enjoys coaching and mentoring advisors in their roles. Part of her role also involves facilitating and designing casualty training programs.

She has a passion for personal learning and soon after graduating from university she acquired a Certificate in Dispute Resolution, which has assisted her in her career in insurance. Furthermore, she acquired a certification in adult training and development, which has been an asset in the training aspect of her role.

In her leisure time she enjoys travelling with her husband. Together, they have been on some very unique trips; one in particular involved a sea lion chasing them out of the water.

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CIP Society Council memberLaura Phillips, CIP, CRM, CPIB

Elected to Council: April 2017

Laura is a graduate of Conestoga College’s General Business and Business of Insurance diploma programs. Like many others, Laura fell into insurance never thinking of insurance as an industry she’d be interested in. After a little direction from a college professor she became very intrigued and has been in the p&c world for 6 years. Laura has held various roles as both a student with McFarlan Rowlands, and then moved onto positions with Cowan Insurance Group from 2011 to 2015, ALIGNED Insurance Inc. from 2015 to 2017, and has made a change to the mutual insurance world with West Wawanosh Mutual Insurance Company in October 2017.

She completed her CIP in 2013, CRM in 2014 and CPIB in 2017, and was awarded the Insurance Institute of Canada's National Emerging Leader in 2016.

Laura has a passion for helping others in and outside of the industry; she has done a Habitat for Humanity Build in Thailand, organized a 7-year memorial baseball tournament; and within the industry she previously sat as a Councilor on the Conestoga Insurance Institute Chapter, and currently occupies a role on Conestoga College’s Panel Advisory Committee for Business of Insurance, and is a Career Connections Ambassador.

Traveling, hiking, golf, volleyball, baseball and cooking keep Laura busy in her personal life. She resides in Lucknow, Ontario, a short drive to the beaches of Lake Huron, with her husband and wheaten terrier puppy, Baloo.

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CIP Society Council memberBill Simms, CIP, CRM

Elected to Council: April 2019

The insurance industry found Bill in 1991 when his father-in-law offered him a position of adjuster within the adjusting firm he was managing. Bill achieved his CIP and CRM designations early in his career and moved quickly through the ranks, adjusting a wide array of claims including auto, casualty and large commercial losses. In 1996, Bill moved to the commercial department of a large Newfoundland-based insurance brokerage where he learned the art of marketing and underwriting. Over the years, Bill worked at another large brokerage and then moved to where he is today. His current position is with Crosbie Job Insurance as the Commercial Accounts Director writing a fairly large book of business.

During the course of his career, Bill has volunteered a lot of time with the Insurance Brokers Association of Newfoundland and Labrador (IBAN) in varying roles. Bill instructed the CAIB II and CAIB III components of the Insurance Brokers Association of Canada (IBAC) CAIB Program for over 15 years. He also served on the board of directors of IBAN for almost 10 years. Other boards and committees Bill served on include the Board for the Center for the Study of Insurance Operations (CSIO) as the Atlantic Canadian Representative, as well as the Technology Committee with the Insurance Brokers Association of Canada (IBAC). He’s also served on various convention and AGM committees over the years.

Bill was born and raised in St. John’s, NL, where he met his wife Colleen. They have been together for over 25 years and have four grown children.

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Outline council memberRosalind Staples-Simpson, FCIP

Elected to Council: April 2016

Rosalind has worked with RSA for 20 years. She has held multiple, progressive leadership roles across RSA Canada’s broker business in both commercial insurance and personal insurance spanning across underwriting and operations. Her current mandate involves the strategic ownership of business operations improvement and customer experience for commercial insurance overall, as Vice President Operations & Customer Experience – Commercial Insurance.

Rosalind holds a BComm from Dalhousie University as well as a Fellow Chartered Insurance Professional (FCIP) designation. She is member of the National CIP Society Council.

Rosalind lives in Dartmouth, NS, with her husband, Patrick, and their two children, Jillian and John.

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CIP Society Council memberMichael Tinker, BSc, CIP

Elected to Council: April 2015

Mike is a seasoned leader with over 25 years of experience in the insurance industry. He joined HUB International in 2000 as Claims Manager for the Toronto office. His passion for advocating for client interests, especially in claims situations, has been instrumental to the trajectory of his career.

In his current role leading Operations for the Ontario Region, Mike is involved in almost every aspect of HUB’s Ontario operation and, amongst other things, is key in the development, implementation and adoption of technologies designed to keep HUB on the leading edge.

Mike began his career at Crawford Adjusters Canada where he ultimately rose to the position of Property/Casualty Unit Manager. His particular strengths are in the areas of general and product liability insurance as well as claims related to commercial property, directors’ & officers’ liability, and professional liability. Having worked on both sides of the table – for the insurer and the broker – Mike’s perspective is invaluable in advocating for his clients' interests.

Mike is a Chartered Insurance Professional (CIP) and has his Registered Insurance Brokers of Ontario (RIBO) Unrestricted license. He is a National Council Member of the Chartered Insurance Professionals’ (CIP) Society, and Chair of the CIP Society Ethics Committee. He earned his B.Sc. degree from the University of Toronto.

Mike enjoys snowboarding, playing golf, hockey and squash. He, his wife and two kids live in Toronto.

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CIP Society Council MemberCarrie Trudeau, FCIP, CRM

Carrie sought out a career in the insurance industry at a young age, following in her father’s footsteps. Her first job was with a Canadian coverholder for the Lloyd’s market. She spent her first year underwriting cross-border commercial trucking and motor truck cargo, and shortly after was given the opportunity to enter claims adjusting. That’s where she learned to appreciate the phrase, ‘Claims is where the heart is.’

Carrie attained her FCIP designation while working as a senior file examiner at Markel Insurance Company of Canada. Since then, she’s also completed her CRM.

In 2008, she joined Crawford & Co. (Canada) Inc., where she started as a client service manager, and later moved into the role of director of Lloyd’s and Dedicated Units. In April 2018, she started her new position as vice president of claims for Canada with Lloyd’s managing agent AEGIS (Associated Electric & Gas Insurance Services Limited).

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CIP Society Council memberHeather Winters, MBA, FCIP, CRM, CCIB, CAIB (Hons.)

Elected to Council: April 2019

Heather has more than forty years’ experience in the insurance industry including brokerage management, third party administration, professional development, and regulatory compliance. She has held general, life, and accident and sickness agent licenses, and been employed in senior roles by broker associations in Nova Scotia and Ontario. She was recently with the Insurance Council of Manitoba as Director, Licensing & Compliance, and prepared documentation for Manitoba’s Red Tape Initiative. She is currently working as a Compliance Specialist at Wawanesa.

Heather has advanced training in investigations from NCIT and has co-authored a national paper for CISRO’s Inspection and Audit Committee. She has also co-authored an automobile agent’s licensing text book, provided substantial materials for the C132, and contributed to the development of CAIB, CPIB, and CSIP. She authored pre-licensing exams for the Insurance Council, and national CIP examinations for the IIC. Heather has made presentations to Nova Scotia MLAs, and has appeared before the Senate Banking Committee, and Manitoba’s Insurance Agent and Adjuster Licensing Appeal Board.

Upon completion of her AIIC, she received a National Award from the Institute. She also served as the President of the IIO Speaker’s Club.

Heather lives in Winnipeg with her author-husband, Andrew Allentuck.

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