WITHDRAWALS 

If you wish to withdraw from an FCIP course, you must submit a request to the Insurance Institute of Canada. The following deadlines apply for submission of withdrawal requests:

1. Two weeks from the start date of the course: 
    Deadline to obtain a refund of your entire course tuition fee less an administrative fee of $50 (plus GST or HST)

2. Four weeks from the start date of the course: 
    Deadline to obtain a 50% refund of your course tuition fee and to have the course removed from your academic record. After this date, no fees are refunded and the course remains listed on your academic record.

3. Six weeks from the start date of the course: 
    Deadline to withdraw with a “W” notation on your academic record. If you withdraw after this date, the course is listed on your academic record with a failing grade.

In the event of a withdrawal, course material fees will only be refunded if the books are returned and arrive at the Insurance Institute in resalable condition (perfect and unmarked). All return shipping fees are the responsibility of the student.

Membership fees are not refundable.

TRANSFERS

Registration in an FCIP course cannot be transferred or deferred to a different semester. If you change your mind about the timing of your course, please submit a request to withdraw (see the Withdrawals section above) and then register for the course again later when you are ready to proceed.

Registration in an FCIP course cannot be transferred to a course in a different program.

Two types of transfer are possible:
1.  Transfer to a different online class of the same course in the same term (if available):
     Available at no additional cost.

2.  Transfer to a different online course within the same program and the same term (if available):
     A transfer fee of $50 plus GST or HST applies, along with payment for new course materials and any difference in course fees. Materials fees for the original course will be refunded if the books are returned and arrive at the Insurance Institute in resalable condition (perfect and unmarked). All return shipping fees are the responsibility of the student.

Requests for the above two types of transfer are accepted up to the end of the second week of the course (by the second Monday after the course start date). All transfer requests are processed on a first-come, first-served basis and are subject to availability of space in the requested class/course.