FCIP Candidate Responsibilities

All candidates in the Insurance Institute’s FCIP Program are expected to abide by the rules and regulations set forth in the FCIP Program Policies and in the Insurance Institute’s Code of Ethics. It is your responsibility to familiarize yourself with these rules, regulations and principles.

See also:
• FCIP Program policies
• The requirements for admission to the FCIP Program
• The prerequisites for individual FCIP courses

Standards of Academic Integrity

During the course of your studies, you must adhere to the standards of academic integrity outlined in the following subsections. Failure to do so may result in academic suspension or other disciplinary action.

Code of Ethics

As a candidate in the FCIP Program, you are bound by the Insurance Institute’s Code of Ethics to practise principles of honesty and integrity. You are also subject to penalties under the Code of Ethics for any breaches, in addition to academic penalties.


As you progress through the FCIP program, you will be in regular contact with other insurance professionals.Candidates will use real-world examples in their course work and online discussions that could include details of the day-today operations of their employers. All such information must be kept strictly confidential. At the same time, you should respect the confidentiality of your own organization’s information and refrain from sharing anything you are not authorized to reveal.


Except where otherwise indicated, FCIP course materials are copyright of The Insurance Institute of Canada. You may not disclose, reproduce, publish or transmit any part of the online or hard-copy course materials, in any form, by any means or for any purpose, without the express written permission of The Insurance Institute of Canada. Any violation of the above may result in disciplinary and/or legal action by the Insurance Institute.

You are also expected to similarly respect the copyright of other authors and publishers whose writing you read (whether in print or online) during your course.


Plagiarism occurs when one person uses the words or ideas of another person without giving proper credit to the source. When referencing an outside source or idea or using someone else’s words, you must include a citation to show the reader where the information can be found.

To avoid plagiarism, you must properly cite all information and concepts obtained from other sources (whether spoken or written, and whether published or unpublished). Referencing the ideas of others to support a point is acceptable if the source of the information is properly cited.

Duplicate Submissions

Submitting the same piece of your own work for evaluation on more than one occasion is not permitted. You are expected to submit new work for each course in the program.

Online Discussions

Candidates in courses offered by the Insurance Institute may be encouraged to discuss course content in online course discussion boards. You are expected to adhere to the following guidelines when posting in the Insurance Institute's course discussion forums:

• You are expected to respect the principles of confidentiality and copyright and to avoid plagiarism in your postings.
• You are expected to treat other participants with courtesy and respect at all times.
• Posts that respectfully praise or criticize an idea are acceptable if they add to the discussion at hand
• Personal attacks and inflammatory behaviour are not tolerated.
• Use of foul language and/or obscene images is not tolerated.
• The Insurance Institute's course websites are to be used for academic purposes only.
• Public forum posts should be reserved for matters of interest to the general course community. Private discussions should be taken off-line.
• Threads or posts perceived to have been made with the intent of promoting a commercial endeavour will be deleted.
• Posting the same message repeatedly or posting an unsolicited commercial message, either to one or multiple topics or boards, is considered spam. Duplicate messages may be deleted or consolidated by Institute representatives, and posting privileges may be revoked.
• Responses to a particular thread should pertain to the discussion at hand. Posts on a new topic should be started in a new thread
• Any messages posted in a discussion forum will remain available to other class participants for as long as that particular discussion board is accessible online. Please post carefully and with due consideration to the content of the post. 

Violations and Penalties

Suspected violations of any of the above principles of academic integrity and candidate conduct should be brought to the attention of The Insurance Institute of Canada.

Suspected violations will be examined on a case-by-case basis. Anyone found to have violated one or more provisions will be subject to disciplinary action, which may include a grade penalty, course failure, academic suspension, or other disciplinary action.