As Canada invests in transformative infrastructure to stimulate economic growth, the construction industry is in a period defined by innovation, sustainability, and community resilience. At Intact Insurance, we are proud to work alongside local brokers, builders and developers as they bring these visions to life.  

Public investment at all levels – municipal, provincial, and federal is a key driver of this progress. From school expansions, libraries and long-term care facilities, to bridges and water systems, these are more than projects. They are commitments to future generations, enabling economic opportunity and more connected and resilient communities.  

Your partner at every stage of a customer’s construction project

When brokers work with Intact Insurance, they receive more than a policy. Expect an invested partner dedicated to success. This starts with risk control guidance informed by technical and boots-on-the-ground experience combined with proven insurance solutions to meet the needs of today’s construction builds. 

  • On-the-ground insight:  We get involved early – before shovels hit the ground – offering brokers and customers guidance during project conception and development, prior to insurance placement.  We also conduct early site visits especially when innovative materials like mass timber are used to identify and prevent risks such as delamination caused by moisture. Findings are shared in real time to help mitigate issues before they escalate.  
  • Specialized expertise: Our in-house engineers and risk control experts track advancements in materials and new regulations helping projects continuously.
  • Knowledge sharing: Lessons from one project inform others, enhancing best practices for everyone.   

Our proactive approach ensures projects move forward with confidence, backed by an insurer that understands the complexity of modern construction.   

Insuring the future of Canadian construction  

At Intact Insurance, we support brokers and business owners by insuring construction projects that are vital to Canada’s infrastructure. As projects apply new construction methods and accelerate the use of sustainable materials, insurers play an important role. Mass timber is a prime example. As a renewable, engineered wood product, it offers faster build times, and a significantly reduced carbon footprint compared to concrete or steel making it popular for hospitals, schools, community centres, student residences, and affordable housing. However, mass timber also introduces specialized risks. It is more sensitive to moisture exposure, requiring careful water and weather protection during transport, storage and installation to ensure both project timelines and structural integrity.  

Intact’s Specialty Construction team has been at the forefront of insuring mass timber projects since the material emerged as an innovative and sustainable alternative. With years of insights from extensive site visits by risk engineers and technical underwriting and claims experience, we can deliver solutions for complex construction projects across the country.

As new materials, climate risks, and regulations emerge, we are here to help our brokers and customers build more resilient communities – together.

We’re helping to build a more resilient Canada – one construction project at a time.

Learn more about our construction expertise at intact.ca/specialty   

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